Technical overview · Version 0.4 · September 2026

PRIVATUM documentation

A self-custodial wallet and open developer toolkit on Robinhood Chain. Send, receive, and swap USDC and USDT privately. Your key is split into three shards, so no single party — not even PRIVATUM — can move your funds.

Non-custodial2-of-3 thresholdRobinhood ChainTauri v2 desktopOpen TypeScript SDK
01

Executive summary

Storing crypto today forces an unacceptable compromise. Hot wallets hold your entire private key in one place, so one malware infection drains everything. Hardware wallets cost $150+, run proprietary firmware, and add real friction. Neither gives you privacy: every transaction, balance, and counterparty stays permanently exposed on a public ledger.

PRIVATUM splits the private key mathematically across three independent shards with a 2-of-3 quorum. No single device or server can spend your funds, and transactions are shielded by default. It ships on two surfaces: a cross-platform native desktop app built on Tauri v2 for macOS, Windows and Linux, and @privatum/robinhood-chain-sdk, an audited Viem-based TypeScript SDK that lets any developer embed 2-of-3 threshold self-custody.

Why Robinhood Chain

Robinhood Chain is a permissionless, Ethereum-compatible Layer-2 built on Arbitrum Dedicated Blockchains, with ETH as its native gas token. It targets onchain financial infrastructure and tokenized real-world assets while supporting standard EVM tooling and ERC-4337 account abstraction.

02

The problem

Every existing wallet fails on at least one of three vectors: security, cost and accessibility, or privacy.

VulnerabilityMagnitudeRoot cause
Hot-wallet drainsEntire balance lost in an instantComplete private key in one browser extension or plaintext file
Hardware friction & cost$150+ per unit, shipping delaysReliance on proprietary secure-element hardware
Seed-phrase lossIrreversible loss of assets12/24-word phrases, single backup point, no quorum recovery
Zero on-chain privacyEvery transfer and balance is publicTransparent ledger state with no default shielding
Custodial riskFrozen accounts, insolvencies, withdrawal haltsA centralized third party holds the keys
The opportunity. No existing solution combines non-custodial security, graceful multi-party recovery, and cryptographic privacy out of the box on standard consumer hardware — without asking users to manage raw keys or seed phrases.
03

What PRIVATUM does

Private send

Transfer USDC or USDT to any .privatum handle or raw Robinhood Chain address.

Stealth receive

Share your handle publicly. Payments arrive at dynamic, unlinkable one-time addresses via ERC-5564 stealth addresses.

In-wallet swaps

Swap between supported stablecoins and tokens natively through Robinhood Chain DEX aggregation.

2-of-3 custody

The signing key is split into three independent shards. Any two must cooperate to spend; one shard alone is powerless.

Graceful recovery

Lose your machine or drive shard and the remaining two — co-signer plus passkey — restore full access.

Two surfaces only

A hardened native desktop client and an open SDK. No browser extension, no custodial web app.

04

Architecture

PRIVATUM separates core shard and cryptographic lifecycle management from chain-specific execution. Supporting a future L2 or L1 means authoring one adapter — the desktop UI and co-signing infrastructure never change.

User surfaces
  Desktop App (Tauri v2)   |   Open SDK

PRIVATUM Core
  - Shard lifecycle management (Drive / Co-signer / Passkey)
  - Threshold signature orchestration
  - Co-signer protocol & policy enforcement engine

Execution layer
  Robinhood Chain adapter (ERC-4337)  |  DEX aggregation
LayerComponentResponsibility
CoreOpen SDKShard creation, import, wallet composition, transaction signing, network submission.
CoreCo-signer serviceStores Shard B encrypted at rest; enforces spending limits and multi-factor triggers; co-signs approved transactions.
CoreDesktop clientManages local Shard A on disk or keychain, executes user commands, renders the UI via Tauri v2.
AdapterRobinhood Chain adapterImplements ERC-4337 account abstraction, validates quorum, settles threshold signatures.
IntegrationDEX aggregatorRoutes swaps across Robinhood Chain liquidity for best execution.
Architectural invariant. Shard lifecycle, quorum recovery and co-signer protocols stay uniform across environments. Only the signature scheme and transaction wrapper change per adapter.
05

The shard model

At wallet initialization three shards are generated independently in a secure key-generation ceremony. The full private key is never assembled or stored anywhere.

Shard A

Client

Encrypted local file on the desktop filesystem or OS keychain. Defends against server-side compromise — PRIVATUM cannot sign without local confirmation.

Shard B

Co-signer

PRIVATUM secure co-signer service (isolated HSM / encrypted store). Defends against a stolen laptop — possession alone cannot drain funds.

Shard C

Recovery

Passkey via WebAuthn / Secure Enclave. Defends against disk failure — B + C combine to rotate keys or recover access.

  • Compromise of 1 shard: zero attacker spend authority.
  • Loss of 1 shard: complete recovery from the remaining two.
  • Non-custodial invariant: PRIVATUM holds exactly one shard, so it never has custody of your assets.
06

How a transaction signs

  1. Build. The desktop app or SDK composes the unsigned payload and generates the signing bytes.
  2. Client signs (Shard A). The client decrypts Shard A locally using user credentials and produces the first partial signature.
  3. Co-signer signs (Shard B). The partial signature and intent go over TLS to the co-signer API, which authenticates the session, verifies policy constraints such as daily volume and velocity limits, and produces the second partial signature.
  4. Combine. The two partial signatures merge mathematically into a single valid aggregate signature.
  5. Settle. The transaction is submitted through ERC-4337 bundlers; the smart contract validates the quorum and executes.
Recovery execution. If the local shard is permanently lost, the same pipeline runs with Shard C (passkey) in place of Shard A, authorizing emergency rotation or funds migration.
07

Security model

Guarantees are enforced by cryptography and on-chain contracts, not by promises.

ThreatOutcomeDefense
Physical theft of laptopPreventedAttacker has Shard A only; the co-signer rejects requests without valid session auth and a secondary challenge.
Device malware infectionContainedCo-signer validates outbound parameters against safety policies — rate limits and anomaly detection.
PRIVATUM server breachPreventedAttacker obtains Shard B only, which cannot authorize anything alone.
Hard drive failure or lossRecoveredPasskey (Shard C) combines with Shard B to restore access.
Malicious operatorNeutralizedPRIVATUM holds exactly 1 of 3 shards and has zero unilateral authority.

Signing relies on partial threshold signature combination and never assembles the private key into memory on a single machine. Client and co-signer environments stay strictly decoupled.

08

Privacy framework

Privacy is handled in two sequential planes: making the wallet setup indistinguishable on-chain, then keeping financial activity confidential.

Plane one — invisible setup

Threshold ECDSA: the 2-of-3 scheme aggregates off-chain into a standard single ECDSA signature, so the account looks like an ordinary single-key wallet.

Blind co-signing: the co-signer validates against policy using zero-knowledge proofs, verifying limits without recording or profiling the transaction graph.

Plane two — confidential activity

Stealth addresses (ERC-5564): senders derive one-time addresses from your public meta-address, so explorers cannot correlate incoming payments.

Screened privacy pools: association-set proofs verify assets come from clean, non-illicit sources before entering or exiting pools.

Compliance. PRIVATUM is a self-custodial privacy tool, not a tumbler. Pairing threshold cryptography with provable clean provenance keeps it listable and usable on standard Robinhood Chain infrastructure.
09

Desktop application

Rather than a browser extension or web app, the primary client is a native desktop application engineered with Tauri v2.

PRIVATUM Desktop Application
  Frontend: React / Tailwind UI
  Core backend: Tauri v2 (Rust core)
    - OS keychain / hardware secure storage integration
    - Local AES-GCM encrypted Shard A management
    - Direct RPC & co-signer TLS communication
  • Attack surface reduction: immune to extension hijacking, web injection and tab snooping.
  • OS-level key storage: Shard A rests in macOS Keychain, Windows Credential Manager or Linux Secret Service.
  • Lightweight footprint: native OS webviews instead of a bundled Chromium runtime.
  • Full toolkit: send and receive USDC/USDT, native DEX swaps, shard health monitoring and backup verification, passkey recovery setup and rotation.
10

The open SDK

@privatum/robinhood-chain-sdk is an open-source TypeScript SDK built on Viem. Developers generate shards, assemble 2-of-3 wallets, and submit threshold transactions programmatically.

npm install @privatum/robinhood-chain-sdk
import { createShards, createWallet, sendTransfer } from "@privatum/robinhood-chain-sdk";

// 1. Generate the three shards (client, co-signer, passkey)
const shards = await createShards({ passkey: true });

// 2. Compose the 2-of-3 wallet on Robinhood Chain
const wallet = await createWallet({
  chainId: 4663,
  shards: [shards.client, shards.cosigner, shards.recovery],
  threshold: 2,
});

// 3. Send USDC privately — signing is orchestrated for you
const receipt = await sendTransfer(wallet, {
  token: "USDC",
  to: "ops.privatum",
  amount: "620.00",
});

The SDK is in progress and ships with audited cryptographic primitives. Package name and repository are provisional.

11

Network & surfaces

PropertyRobinhood Chain mainnet
Network typePermissionless, Ethereum-compatible Layer-2
Underlying stackArbitrum Dedicated Blockchains
Native gas tokenETH
Chain ID4663
Block explorerrobinhoodchain.blockscout.com
Account abstractionERC-4337 supported
SurfaceDetail
Desktop applicationmacOS, Windows, Linux — Tauri v2 native client
Open SDK@privatum/robinhood-chain-sdk — repository to be announced
Co-signer APIEndpoint to be announced
Security reportsContact to be announced
12

Status & roadmap

CapabilityStateDetail
Co-signer serviceLiveNon-custodial, encrypted shard at rest, automated policy enforcement
Desktop walletLiveNative macOS, Windows and Linux client on Tauri v2
Robinhood Chain adapterIn progressERC-4337 smart accounts, 2-of-3 verification, passkey recovery
Open SDKIn progressTypeScript, Viem-based, audited cryptographic primitives
SwapsIn progressDEX aggregation for low-slippage USDC & USDT routing
Threshold privacyRoadmapThreshold ECDSA, blind co-signing via ZK proofs, ERC-5564 stealth addresses

Path: Robinhood Chain custody → native privacy → multichain. See the roadmap timeline for phase detail.